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(You can read up on FICO scores here.) So, if maintaining or improving your credit score is your top priority, it could be better to leave the old credit card open and allow your score to rise over time.

Credit Utilization Is Key" data-reactid="29"Revolving utilization refers to the amount of your credit card limits that you're currently using.

Dream also accepts contactless and Chip & PIN credit cards, and even cash.Entries generally remain on your report for seven years, although some sorts of bankruptcy can appear for 10.That seven-year rule applies to virtually all entries, including -- in spite of another myth -- those concerning accounts you've closed.A credit score is a three-digit number that presents a snapshot of your overall creditworthiness on a particular day.It's entirely based on information contained in your report (your age, ethnicity, salary, assets and place of residence don't come into it), and is calculated by computers using highly sophisticated algorithms.

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